Income protection Insurance

If you were unable to carry out your normal occupation due to an illness or injury, could you continue to meet your commitments? Who would pay your mortgage, your personal loans, your medical bills or even your children's school expenses?

An Income Protection policy is an inexpensive and essential insurance that provides you with an income if you are unfortunate enough to be out of work because of Disability, Injury or Accident.

Income protection is one of the only insurances that can be written off against your income tax - almost halving the cost!

If you start an income protection plan today www.QuoteDevil.ie will give you Free Home Insurance at your renewal date. Yes Free Home Insurance worth up to €400! *

Do you have an existing Income Protection Policy with Irish Life or Friends First? (It was more commonly know as PHI or permanent health insurance).
If you already have income replacement you need a review this is because the older policies mostly have these conditions
A) If your salary has reduced in the past few years and your benefit is higher than 75% of your current salary then at the payout of the claim your benefit will be reduced to 75% of your current./reduced salary.
B) There can be automatic exclusions on older policies. These can be from an injuries sustained by what are called a hazardous pastimes. Such as skiing or possible a Jetski to being caught in a riots etc.

Our policy does not have the above exclusions and has a ‘confirmed income option’ this means we will confirm your benefit today and regardless of future reductions in salary we will pay out based on your current salary. Our product is the only product in the market which has this valuable feature. So  if you have a permanent health insurance product /income replacement it is time for a review!

Contact Us Now For a Quote

Just send us some basic information and we can prepare a quote for you straight away.

Your Name:
Phone Number:
Your Email address:
Your Job Description:
Your Annual Salary:
 

REMEMBER:

  • If you are self-employed, you will have no income to maintain your standard of living if you are unable to work long term!
  • If you are employed and single, you will receive only €197 per week from the State if you are out of work long term.

* Annual home insurance premium is not above €350.00. Monthly premium for income replacement is no less than €40 per month